ELSA’s Members are united in their commitment to the long-term development of the industry. Through their involvement in one or more of ELSA’s committees, each of them plays a key role in the day-to-day running of the association and the advancement of its goals.

Members also certify their compliance with the association’s Code of Practice – a comprehensive framework that ensures the highest professional and ethical standards within the industry and protects the interests of its investors.


AA-Partners Ltd (AAP) is an independent investment boutique specialized in advisory services for institutional clients. Based on our expertise we are the sponsor of the AAP Life Settlement Index, a benchmark for the life settlement industry tracking the performance of open-ended funds with a strategy in the life settlements area. AAP was founded in January 2007 and is domiciled in Zurich (Switzerland).

AA-Partners Ltd

Witikonerstrasse 36 | CH-8032 Zurich | Switzerland
Tel: +41 79 834 3863
Email: info@aa-partners.ch


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Since 2006, Actuarial Risk Management (ARM) has been a valued strategic partner to many Top 30 accounting firms and their clients, delivering unparalleled actuarial knowledge to an ever-growing global client list.

The ARM Network includes over 75 credentialed actuaries; averaging 25 years of experience. With this vast network ARM combines extensive views of mortality and morbidity with comprehensive modeling and valuation capabilities. ARM offers deep, specific industry and geographical expertise to local, regional, national and multi-national clients.

But beyond ARM’s technical expertise, their real strength is communicating to non-actuaries in a way that makes sense. Because we know making matters complex is easy and it takes skill to make it simple.

Actuarial Risk Management

5914 W Courtyard Drive, Suite 190 | Austin | TX 78730 | USA
Tel: +1 512 659 2075
Email: info@actrisk.com


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Arent Fox LLP, with offices in Washington, DC, New York, and Los Angeles, is a recognized leader in areas including insurance, intellectual property, real estate, telecommunications, health care, automotive, sports, white collar, international trade, bankruptcy, and complex litigation.

With more than 350 lawyers nationwide, Arent Fox has extensive experience in corporate securities, financial restructuring, government relations, labor and employment, finance, tax, corporate compliance, and the global business market. The firm represents Fortune 500 companies, government agencies, trade associations, foreign governments, and other entities.

Arent Fox LLP

1675 Broadway | New York | NY 10019-5820 | USA
Tel: +1 212 484-3948
Email: jule.rousseau@arentfox.com


Arthur Cox is one of Ireland’s leading law firms. For over 90 years, it has been at the forefront of developments in the legal profession in Ireland. An international firm encompassing all aspects of corporate and business law, the firm has 350 lawyers and a total staff of almost 700 in offices in Dublin, Belfast, London, New York and Silicon Valley.

The firm provides a comprehensive service to a diverse international and domestic client base. Clients include multinational organisations, banks and financial institutions, government departments, State entities and new players in emerging industry sectors.

In both 2015 and 2014, Arthur Cox was named Ireland Law Firm of the Year at the IFLR Europe Awards, Ireland Law Firm of the Year by Who’s Who Legal and Best Firm in Ireland at the Europe Women in Business Law Awards. In 2014, the firm was named Mergermarket M&A Legal Adviser of the Year for Ireland and received the Client Service Award for Ireland at the Chambers Europe Awards for Excellence.

Arthur Cox

Earlsfort Centre | Earlsfort Terrace | Dublin 2 | D02 CK83 | Ireland
Email: ailish.finnerty@arthurcox.com


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Asset Servicing Group, LLC, (ASG) was founded in 2002 and built on this simple idea and belief: An idea that bringing dedicated administration professionals together would create a solid and viable company and a belief that emphasizing hard work and strong service would build trusted relationships and promote growth. The ASG team has since enjoyed decades of success as a third-party administrator forming trusted relationships with court appointed fiduciaries, financial institutions and investors. Its professionals’ unparalleled experience stems from servicing thousands of policies with over 7.6 billion in death benefit, communicating with, and tracking thousands of insureds and managing thousands of investor relationships.

Asset Servicing Group

521 West Wilshire Boulevard, Suite 200 | Oklahoma City | OK 73116 | USA
Tel: +1 405 830 8440
Email: info@asgllc.us


Formed in 2009, BroadRiver Asset Management, LP specializes in the management of fixed income alternative investments for sophisticated institutional investors, including pension plans, endowments and high net worth family offices. The firm’s founders have been serving this clientele individually for over 20 years and as a team for more than a decade.

We focus on private credit investments with dependable yield, low correlation to the financial markets, and low-volatility. We are particularly sensitive to protection of principal and our clients’ needs to reliably match or exceed overall portfolio benchmarks.

Our investments cover a range of durations and include longevity risk, government tax receivables, and investment-grade corporate receivables, offered through co-mingled funds, managed accounts, and structures accommodating investors seeking tax efficiency.


350 Fifth Avenue, Suite 4215 | New York | NY 10118 | USA
Tel: +1 212 486-0600
Email: boflynn@broadrivercap.com


Burdette Asset Management, LLC, is an alternative asset manager with a focus in Life Settlements, providing investors access to the unique management of funds by our experienced team.

Through traditional portfolio management techniques, diversification, a proven medical review process and a long-term hold bias, Burdette Asset Management has refined the approach to investing in the Life Settlement asset class.

At Burdette Asset Management, we understand the unique aspects of the Life Settlement Asset Class and manage our Funds and investor portfolios accordingly. By doing so, we are able to deliver realized returns expected by investors.

Burdette Asset Management

8964 Little Mountain Road, Suite 1000 | Kirtland Hills | OH 44060 | USA
Tel: +1 310 890 9600
Email: WJDeeter@BurdetteAsset.com

The companies and service providers associated in the Bundesverband Vermögensanlagen im Zweitmarkt Lebensversicherungen (BVZL) e.V. are engaged in the secondary markets for life insurance policies all over the world. Since its establishment in May 2004, the association has served to represent members’ economic, legal and political interests and has been in constant dialogue with politicians, opinion leaders, the public and other lobbying groups to further promote the dynamic development of the segment. 

BVZL’s primary objective is to develop industry standards in terms of transparency and comparability of the various investment segments (British, German and American life insurance policies) to steadily improve the preconditions for successful investments in these very diverse asset classes.


Prinzregentenstrasse 54 | Muenchen/Munich| D-80538 | Germany
Email: info@bvzl.de



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Founded in 2007, ClearLife develops software platforms for life settlements and lifetime mortgages. Our platforms are fully integrated and include cutting-edge valuation models and analytics. We also deliver consultancy to those involved – or looking to become involved – in our markets. Our customers value us for the quality of our products, the consistency of our service and our problem-solving abilities.

ClearLife Limited

Triscombe House | Triscombe, Taunton TA4 3HG | UK
Tel: +44 (0)20 7100 0600
Email: info@clearlifeltd.com m


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Corry Capital Advisors, LLC (CCA) was founded in 2006. CCA specializes in providing investment management to investors seeking uncorrelated returns in the Life Settlement asset class. CCA invests in non-contestable Life Insurance policies.  CCA’s senior management team averages 25 years of experience in financial services with a focus in the life insurance and life settlement industries. CCA’s clients include Public Pension Funds, Taft Hartley Pension Plans, University Endowments and Family Offices

Corry Capital Advisors

417 Walnut Street, Suite 201 | Sewickley | PA 15143 | USA
Tel: +1 412 741-2700
Email: scosgrove@corrycapital.com


For more than 30 years, Coventry has been redefining insurance. By uniquely bridging capital and insurance markets, we created the secondary market for life insurance and pioneered the resulting life settlement industry, opening a wealth of opportunities for consumers, financial professionals, and institutional investors alike. Our efforts have delivered $4 billion to policyowners and launched a global longevity market.

As the market leader, we continue to drive the industry forward by setting new standards of excellence in everything we do. Our deep experience in life insurance, specialized finance, and capital markets combined with a fierce commitment to consumer rights makes us the clear market leader – a position we use to continually raise industry standards, promote strict regulation, and expand consumer choice.

Today, Coventry is a global financial services company. We are committed to establishing a healthy and vibrant secondary market for life insurance. Our global distribution platform and deep structuring expertise offer a range of custom solutions to counterparties worldwide, providing institutional investors with unrivaled access to the US longevity market.

Coventry Capital Ltd

8 St. James’s Square | London | SW1Y 4JU | UK
Tel: +44 20 7318 8903
Email: serritt@coventrycapital.co.uk


D2 International is a leading advisor for institutional clients focused on access to alternative investments. As experts in the Life Settlements and Longevity markets, we provide dynamic solutions with a transparent process having successfully worked with investors to invest over $16bn in the financial markets through alternative investments over the past 20 years.

D2 Alternative Investments

1 Vicarage Lane, Stratford, England E15 4HF| Stratford | E15 4HF | UK
Tel: +44 755 7301 645
Email: info@d2alt.com


Edwards Maxson Mago & Macaulay, LLP was founded in 2017 to leverage the exceptional legal and business experience of its founding partners and the select attorneys who join the firm in a way that consistently delivers sophisticated legal services and excellent results at affordable business rates. We’re intentionally branded EM3 to convey that our approach to serving our clients is unique and innovative and, by doing so, the results we achieve for our clients favorably impacts their business and growth exponentially. EM3 is lean by design, and leverages a low overhead law firm model to minimize non-value-added costs and ensure intense focus on meeting our clients legal and business needs.

Our partners are regularly retained to handle complex and sophisticated business transactions and litigation matters, throughout the United States, including our major markets of focus in Atlanta, Chicago, Dallas and New York. Our business attorneys routinely handle complex corporate mergers and acquisitions, business formation and joint ventures, commercial real estate acquisitions, developments, dispositions and financings, patent, copyright, trademark and trade secret counseling and licensing, technology transactions and outsourcing, complex commercial transactions, and insurance matters, including life settlements. We also routinely act as outside general counsel to small and mid-cap companies, who choose to outsource some or all of their legal functions to our firm.

Edwards Maxson Mago & Macaulay, LLP

1075 Peachtree Street, Suite 3650 | Atlanta | GA 30309 | USA
Tel: +1 404 840 3550
Email: jmaxson@em3law.com


Eskatos is a Luxembourg domiciled fund focused on insurance-linked securities (ILS). The Fund was launched in 2008 and its main objective is to achieve capital appreciation within defined risk parameters and to consistently provide superior risk-adjusted return over time. The Fund is managed by Eskatos Capital Management that represents the ILS branch of the Azimut Group.

Eskatos Capital Management and its dedicated ILS technical analysis & research unit currently employ in total 14 professionals with extensive experience in the ILS space and with backgrounds in physics, mathematics, actuarial/financial engineering and law. The whole team is keen on staying on top of the innovations that continuously come in a fast-growing environment such as the ILS space and ultimately turn them into investment opportunities maintaining first class standards in terms of investment research, asset selection, business sourcing and development, administration, operations and compliance.


20  Boulevard Emmanuel Servais | L-2535 | Luxembourg
Tel: +352 266 381 4141
Email: info@eskatoscapital.lu


EY is an international professional services firm more than 284,000 people working across more than 700 offices in 150 countries. It services clients across Assurance, Consulting, Tax, Strategy and Transactions in many industries, including life settlements.

EY has over 14 years’ experience of working with clients in the life settlements industry and the team draws on its wider capital markets and longevity teams to provide life settlement expertise to the industry. Particular areas of focus are regulated services (as auditor, calculation agent or valuation agent), due diligence for acquisitions or disposals, and a range of other consulting services including tax, regulatory, actuarial and restructuring.

EY has joined ELSA in order to work with other members to promote regulatory change within the life settlements industry and to improve regulatory disclosures in line with ELSA’s code of conduct.

Ernst & Young LLP

25 Churchill Place | London | E14 5EY | UK
Tel: +44 20 7951 9018
Email: gmee@uk.ey.com


Fasano Associates is a leading underwriting consulting firm serving the life, annuity and life settlement markets. Historically, Fasano’s life expectancy estimates have been the most consistent and accurate in the market.

Fasano is the only life expectancy underwriter to integrate physicians into the analytic process, and its cadre of physicians includes former Chief and Senior Medical Directors from companies such as New York Life, Genworth and John Hancock. Its robust medical analysis is complimented by state of the art actuarial research. Its proprietary mortality tables facilitate more precise cash flow modeling by incorporating changes in the slope of the mortality curve related to the severity of disease impairment.

Fasano licenses its database and mortality tables to qualified institutional investors. It also hosts an annual Fall Life Settlement and Longevity Conference that is geared to the investor market. (www.fasanoassociates.com\registration_form).

Fasano Associates

1201 15th Street, NW, Suite 250 | Washington | DC 20005 | USA
Tel: +1 202 457-8188
Email: mfasano@fasanoassociates.com


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ISC Services is a life underwriting services company launched in April of 2018 by three life settlement industry professionals: Traci Davis, Mike Graviss and Chris Conway. Together they combined data and experience gleaned from a combined 80+ years of life insurance industry experience to “re-boot” the ISC Services platform and brand originally introduced in 2005 by underwriter and actuary Morris Fishman of Insurance Strategies Services. ISC provides underwriting services to life insurance companies, life brokerage firms, life settlement businesses and other life underwriting firms.

From critical illness to mortality-risk assessments, medical fraud review services and life expectancy evaluations, ISC is focused on the longevity/mortality sector of the broader underwriting services industry. ISC’s primary objective is to build and grow a life underwriting services platform to meet the growing needs of the longevity/mortality sector of the industry and to do so with a focus on consistency, quality and service to their customers.

The ISC platform is based on its management team’s experience, expertise and perspective, all of which are required to evaluate mortality risk for our clients, save them time and money in the process and enable the company to customize its services to provide clients with the support they need to meet their life underwriting needs.

ISC Services

5 Concourse Parkway, Suite 3000 | Atlanta | GA 30328 | USA
Tel: +1 404 521-5111
Email: info@iscservices.com


Life Equity LLC is a leading provider of origination and portfolio services for institutional investors in the life settlement industry. Life Equity was established in 2000, is institutionally owned and is recognized for its efforts in the promotion of industry regulation, high ethical standards and transparency in the marketplace.

The company is broadly licensed and has an industry-leading platform for policy acquisition, having originated over $3.5 billion in face value. Life Equity provides a full suite of insured and policy servicing, including valuation and analytics, premium optimization, premium payments, tracking and benefit collection.

Life Equity LLC

Canal Place Building 17, Suite 1731 | 530 South Main Street |  Akron | OH 44311 | USA
Tel: +1 330 342-7772
Email:  info@lifeequity.com


Lighthouse Life originates and acquires life insurance policies through the regulated life settlement market, utilizing its specific knowledge of life settlements and the needs of life insurance policyowners. We are a growth company that is by a seasoned executive team with more than 100 years of combined experience in life settlements, life insurance, finance, and marketing.  Lighthouse Life originates policies by advertising directly to American seniors and marketing to insurance and financial services professionals.

Lighthouse Life

1100 East Hector Street, Suite 415 | Conshohocken | PA 19248 | USA
Tel: +1 445 200 5601
Email: investors@lighthouselife.com


Founded in 1995, the Life Insurance Settlement Association (LISA) promotes the development, integrity and reputation of the life settlement industry and a competitive market for the people it serves.

LISA is the US’s oldest and largest organization representing participants in the Settlement Industry with a current membership of over 134 Companies, doing business in all fifty states and the District of Columbia and Puerto Rico and the U.S. Virgin Islands.

Members consist of Brokers, Providers, Financing Entities, and service providers to the industry. Since its inception, LISA has been the leader in promoting responsible legislation and regulation in the industry. Members and staff have contributed conceptual as well as detailed language to laws governing the industry in every regulated state. These efforts have resulted in improved public information and awareness while helping to create a competitive market place that serves consumers a valuable financial service.

Life Insurance Settlement Association

1800 M Street, NW, Suite 4005 | Washington, DC | 20036 | USA
Tel: +1 202 580 6188
Email: bnicholson@lisa.org


LK Shields Solicitors LLP is a leading Irish corporate and commercial law firm with offices in Dublin, Galway and London. Our clients are enterprising Irish and international businesses, financial institutions and public bodies.

We provide partner-driven, accessible and decisive input. Our professionals combine their depth of legal knowledge with their commercial experience to deliver business solutions to complex legal issues.

Our core practice areas include Corporate and Commercial Law, Employment Law, Litigation, Funds and Financial Services, Banking and Finance and Property Law with specialist capabilities such as Compliance and Regulatory, EU Law, Company Secretarial, Construction and Planning, Pensions and Employee Benefits, Energy and Natural Resources, Health Care and Life Sciences and Intellectual Property.

Our Financial Services Team provide sound technical and business orientated advice and support to clients seeking to negotiate the increasingly diverse and dynamic world of financial services regulation. They advise and assist a wide range of leading financial institutions and corporates on investment funds, regulatory advice, inward marketing of foreign investment products and asset finance.

LK Shields Solicitors LLP

38 Upper Mount Street | Dublin 2 | Ireland
Tel: +353 1 661 0866
Email: email@lkshields.ie


Locke Lord is a full-service, international law firm of more than 20 offices designed to meet clients’ needs around the world. The Firm has a history that spans more than 125 years and is a worldwide leader in the middle market sector. Locke Lord advises clients across a broad spectrum of industries including energy, financial services, fund formation, health care, insurance and reinsurance, private equity and venture capital, real estate, and technology, media and telecommunications, while providing a wealth of experience through its complex litigation, intellectual property, regulatory and transactional teams.

Locke Lord Bissell & Liddell LLP

Lloyd’s, Suite 785 | One Lime Street | London | EC3M 7DQ | UK
Tel: +44 20 7327 4534
Email: info@lordbissell.com


LSI Logo
Longevity Services Inc. (LSI) purchased the Life Expectancy business unit of Examination Management Services, Inc. (EMSI) September 1, 2015. LSI is headquartered in Spokane, WA with professional underwriters working remotely, which allows us to contract with the best underwriters from anywhere in the country. Our focus is to provide a consistent process for quality Medical Underwriting for the Life Settlement industry. Our team of experienced underwriters is led by a medical doctor who specializes in Life Settlements. LSI has built a “Best in Class” Medical Underwriting process and our business continues to expand.

Longevity Services Inc.

P.O. Box 30219 | Spokane, WA 99223 | USA
Tel: +1 509-724-2121
Email: njones@lsi-le.com


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MLF LexServ is exclusively dedicated to supporting life settlement transactions and servicing life settlement portfolios, MLF LexServ utilizes a secure environment that provides clients transparent access to their portfolios and ensures that all assets are managed efficiently.

MLF LexServ LP

4350 East-West Hwy, Suite 905 | Bethesda | MD 20814 | USA
Tel: +1 240 333-7365
Email: mconiglio@mlflexserv.com


Predictive Resources is a recognized thought leader in the longevity space, and over 150 industry players rely on its longevity-related products and services. Founded in 2013, Predictive combines actuarial, underwriting, IT, predictive modeling, and clinical expertise to measure and predict the impact of demographics, health conditions and other variables on all aspects of longevity and mortality. Among LE providers, it remains the only player who is both independent and focused solely on life settlements.

Predictive Resources

4865 Miami Road | Cincinnati | OH 45243 – 4029 | USA
Tel: +1 513 272 7118
Email: info@predictiveresources.com


SL Investment Management Ltd is a specialist asset manager advising on, or managing, assets worth over £930 million/ US $1.5 billion (31/12/2009). Specifically, SL designs, builds and manages funds for institutional investors based on traded life insurance policies – US Life Settlements and UK Traded Endowment Policies.

Having worked with leading financial institutions, SL has developed a range of funds and is a leading UK expert in the traded life policy asset class. The company is considered to be the only full-service organisation in the UK dealing with both Life Settlement and TEP (Traded Endowment Policy) funds.

SL Investment Management Ltd

One City Place | Queens Road | Chester | CH1 3BQ | UK
Tel: +44 1244 317999
Email: ataylor@slinvest.co.uk


Wells Fargo Corporate Trust Services provides a wide variety of trust and agency services, both domestically and internationally, in connection with debt and equity securities issued by public and private corporations, government entities, and the banking and securities industries, including mortgage asset services, asset-backed, municipal, corporate/high yield securities, business escrow and standalone custody.

Wells Fargo

400 s. 4th Street | Minneapolis | MN 55415 | USA


With roots dating back to the founding of Wilmington Trust Company by T. Coleman duPont in 1903, Wilmington Trust has been serving institutional clients for 112 years. We have been a leader in corporate trust services, serving on some of the largest and highest profile transactions.
As a unique provider due to our non-creditor role in transactions, we are able to act as a neutral, impartial trustee or agent. We take a creative and collaborative approach to employ a solution that works for your transaction.

Institutional Client Services
• International client base with clients in more than 90 countries
• Specialized trust and agency services for capital markets financing structures
• Customized institutional investment capabilities

Capital Markets Insurance Services
Wilmington Trust’s extensive experience in the secondary and tertiary life insurance market enables us to coordinate, execute, and manage your transactions successfully.
• Capabilities in the life settlement market include, but are not limited to working as: Securities Intermediary, Custodian and Sub-Custodian, Premium Paying Agent, Escrow Agent, and Trustee.
• Capabilities in the structured settlement market include, but are not limited to serving as: Collateral Agent, Collateral Trustee, Indenture Trustee, Verification Agent, Account Bank, Custodian, Back-up Servicer, Master Servicer and Lock-Box Bank.

Wilmington Trust

1100 North Market Street | Wilmington | DE 19890-1600 | USA
Email: WSponenberg@WilmingtonTrust.com